Horner Insurance is an independently owned and locally operated insurance agency in Saint Cloud, Florida.
We help people across the state find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs.
What Does Independent Mean?
“Independent” means we’re not tied to any one insurance carrier. In other words, we can research rates and coverage options from several top insurance companies to find the best policies for you.
We do the shopping and comparing to save you time and money!
How to Get in Touch
We invite you to submit a free online quote request or call us at 813-600-7637 to review coverage options for auto, home, life, health, business, and more.
We provide free, no hassle and no obligation insurance quotes to help you make an informed decision.
Companies We Represent
Here are the insurance companies we currently work with. Already a customer? Use the provided links or phone numbers to manage your account.
Why an Independent Agent?
Not all insurance agents are the same! Choosing the right one can make a big difference in price, service, and value.
Need an insurance quote? Get in touch!
Access quotes from Florida's most trusted insurance carriers. It’s comparison shopping at the click of a mouse.